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below the post(s) that helped you.Well Im pretty sure the only way you can receive an alternate payment is through uploading a tax document. I Havnt actually done that before so Im not really sure. But what you can do is recieve a paypal payment which you can then transfer directly to your bank account.
As for your other question, yes that is completely normal. When I submit something it usually take around 2-3 weeks before it is approved. So you have to be pateint! 
